Your crypto com tax form depends on what you did in your account. For the 2025 tax year, Crypto.com says eligible US users may receive Form 1099-DA for sales and other disposals of digital assets, Form 1099-MISC if rewards reached $600, and Form 1099-B for regulated futures or options. The forms arrive by email with a download link, and paper copies are available through in-app chat. The catch: the 2025 Form 1099-DA shows proceeds but not your cost basis, so you still need your transaction history to work out gains. Here is where each document lives.
Key takeaways
- Crypto.com issues up to three US forms: 1099-DA (disposals), 1099-MISC (rewards of $600 or more) and 1099-B (regulated futures and options).
- Forms are delivered by email from Crypto.com with a download link; check spam, or request a paper copy via in-app chat.
- Crypto.com did not report cost basis on 2025 Forms 1099-DA, which the IRS allowed for this first year.
- Download your full transaction history from the app to calculate gains; activity in the self-custody Onchain wallet is not on any Crypto.com form.
- You owe tax on all crypto income and gains whether or not a form was issued.
Which Crypto.com tax forms you get
Each form covers a different type of activity, and each has its own threshold, so many users receive more than one. The table summarises what Crypto.com’s help centre says for the 2025 tax year alongside the IRS rules behind each form.
| Form | What triggers it at Crypto.com | What it reports | Where it goes on your return |
|---|---|---|---|
| Form 1099-DA | Sales, swaps and other disposals of digital assets from your Crypto.com account | Per-transaction gross proceeds in USD (minus fees), asset name, units and date; no cost basis for 2025 | Form 8949 and Schedule D (capital gains) |
| Form 1099-MISC | At least $600 of rewards in the year from Lockups, Earn, referrals and certain other programmes | Total “other income” in USD | Schedule 1 (other income), or as advised by your preparer |
| Form 1099-B | Trading regulated futures or options contracts | Profit or loss on closed contracts (Box 8) and aggregate profit or loss (Box 11) | Form 6781 (Section 1256 contracts) |
| Transaction history export | Always available | Every deposit, withdrawal, trade, reward and card cashback | Your records; needed to compute cost basis |
A note on thresholds. The $600 figure on Form 1099-MISC is a reporting threshold, not a tax threshold: rewards below it are still taxable income. Under the 2025 budget law (often called the One Big Beautiful Bill Act), the 1099-MISC threshold for most payments rises to $2,000 for payments made from 2026, indexed to inflation afterwards, so fewer people may receive a 1099-MISC for the 2026 tax year. The income remains reportable either way. For the general rules on what counts as taxable, see our crypto tax guide.
Where to download your Crypto.com tax documents
Forms sent by email
According to Crypto.com’s help centre, US users who qualify for a form receive an email from Crypto.com at the most recent email address on file, containing a link to download the 1099-MISC, 1099-B or 1099-DA. If you cannot find it:
- Search your inbox, spam and junk folders for messages from Crypto.com around late January to February.
- Confirm the email address on your account is current; the form goes to the latest one on record.
- Open the Crypto.com app and contact support via in-app chat to request the form again or ask for a paper copy.
- Be wary of lookalike emails. Download tax forms only through the link in a genuine Crypto.com message or via support inside the app, and never enter your password on a site you reached from an unexpected email.
Your transaction history (the Crypto.com tax report you build yourself)
The forms do not give you everything you need, so also export your transaction history from the app. In the Crypto.com app, the export lives in your account or settings area under transaction history, where you can choose a date range and download a CSV file. Menu labels change between app versions, so search the help centre for “transaction history” if you cannot see it. Export each product you used separately:
- Crypto.com App (custodial wallet): trades, deposits, withdrawals, staking and Earn rewards.
- Crypto.com Visa Card: card cashback, which many preparers treat as a purchase rebate rather than income (the IRS has not issued specific guidance), though spending crypto to fund the card can be a disposal; ask your preparer.
- Crypto.com Exchange, if you have activity there: export from the Exchange separately.
- Crypto.com Onchain wallet (formerly DeFi Wallet): this is non-custodial, so Crypto.com does not see or report your activity. Use a block explorer or a tax tool that reads wallet addresses.
Our Crypto.com review explains how the app, Exchange and Onchain wallet fit together if you are unsure which ones you used.
Form 1099-DA from Crypto.com explained
Form 1099-DA, “Digital Asset Proceeds From Broker Transactions”, is new. The IRS requires custodial brokers to report gross proceeds for digital asset sales made on or after 1 January 2025, with cost basis reporting required for certain assets acquired on or after 1 January 2026. The full rules are in the IRS Instructions for Form 1099-DA; our dedicated Form 1099-DA guide covers the regulation itself. Here is what the boxes on a Crypto.com 1099-DA mean, per Crypto.com’s help centre:
| Box | What it shows | What to check |
|---|---|---|
| 1a | Digital Token Identifier (DTI) code for the asset | Matches the coin you actually sold |
| 1b | Name of the digital asset | Ticker confusion (e.g. wrapped vs native tokens) |
| 1c | Number of units sold, exchanged or disposed of | Agrees with your CSV export |
| 1e | Date of disposition | May be blank where stablecoin sales are reported as a yearly total |
| 1f | Proceeds in USD, minus fees | Crypto-to-crypto swaps count as disposals and show proceeds too |
Three points trip people up:
- Proceeds are not profit. A $10,000 figure in Box 1f could be a gain, a loss or break-even. The IRS sees the proceeds; if you do not report a basis, it may assume a basis of zero.
- Swaps are sales. Converting BTC to CRO or USDC is a taxable disposal of the BTC, so it appears on the form even though no dollars hit your bank.
- Stablecoins may be aggregated. IRS rules let brokers report qualifying stablecoin sales as an annual total when they exceed $10,000, and skip reporting below that, which is why Box 1e can be blank.
Fixing missing cost basis
Crypto.com’s help centre states that cost basis was not required on 2025 Forms 1099-DA and that it chose not to report it during this transitional period. You therefore supply it yourself. A practical sequence:
- Export everything. Pull full-history CSVs from the app (and Exchange if used), not just 2025, because coins sold in 2025 may have been bought years earlier or transferred in from another platform.
- Track transfers in. For coins you moved into Crypto.com from another exchange or wallet, Crypto.com has no record of what you paid. Get the purchase records from the original platform.
- Pick a consistent method. For 2025, the IRS requires you to track basis wallet by wallet (account by account) rather than across all your holdings combined. FIFO is the default unless you specifically identify lots.
- Match to the 1099-DA. Your calculated proceeds should reconcile with Box 1f. Small differences from fee treatment are normal; large ones mean missing transactions.
- Report on Form 8949. Transactions reported on a 1099-DA without basis go in the section for digital asset transactions where basis was not reported to the IRS (Box H for short-term, Box K for long-term on the 2025 form; confirm against the current IRS instructions).
If a form contains an error, such as a transaction you did not make or the wrong units, Crypto.com asks users to contact it through in-app chat; keep a copy of your correspondence. Our walkthrough on reporting crypto on TurboTax shows how to enter 1099-DA data in a filing app.
Crypto.com Tax and other tools
Crypto.com once offered a free calculator called Crypto.com Tax. Third-party sources report it was discontinued in 2024, and Crypto.com’s current 2025 tax-year help article does not mention it, so do not count on it for 2025 or 2026 returns. Instead, most users import their Crypto.com CSV files, or connect by API where supported, into a dedicated crypto tax tool such as Koinly, CoinLedger, CoinTracker or TokenTax, then export a completed Form 8949 or a file for TurboTax or H&R Block. Our comparison of the best crypto tax software covers pricing and features.
When choosing a tool, check that it supports the Crypto.com App, Exchange and the networks your Onchain wallet uses, and that it can reconcile to a 1099-DA.
Outside the US
Forms 1099 are a US system. Users elsewhere generally do not receive an equivalent government form from Crypto.com and instead rely on their transaction history exports to complete local returns. In the UK, Canada, Australia and the EU, the same CSV approach applies, and more countries are introducing exchange reporting under the OECD Crypto-Asset Reporting Framework. Check your local tax authority’s guidance.
FAQ
Does Crypto.com send a 1099 to the IRS?
Yes. When Crypto.com issues you a Form 1099-DA, 1099-MISC or 1099-B, the IRS receives a copy too. That is why the numbers on your return should reconcile with the forms. Even if you did not receive a form, because your activity fell below a threshold, you must still report taxable gains and income from your account.
Why didn’t I get a Crypto.com 1099?
Common reasons are that you had no reportable disposals, your rewards were below the 1099-MISC threshold, you only bought and held, your activity was in the non-custodial Onchain wallet, or the email went to an old address or spam. Check your email on file and contact support through in-app chat. Missing a form does not remove your obligation to report.
Is the Crypto.com tax report the same as a 1099-DA?
No. The 1099-DA is an official IRS information return showing gross proceeds from disposals. A “tax report” usually means the transaction history CSV you export, or a gains report produced by tax software from it. You need both: the 1099-DA tells you what the IRS sees, and the history lets you calculate cost basis and gains.
When does Crypto.com send 1099-DA forms?
Under IRS deadlines, Form 1099-MISC generally goes to recipients by 31 January and Forms 1099-DA and 1099-B by mid-February following the tax year, so 2025 forms were due in early 2026. Crypto.com’s help page does not give a fixed date. If nothing has arrived by late February, check spam and your email on file, then contact support through in-app chat.
This page is general information, not tax advice. Rules change and individual situations differ; consult the IRS instructions or a qualified tax professional before filing.
Crypto is volatile and risky; this is education, not financial advice. Do your own research.
